Broker Check

What We Offer

We offer financial consulting services to Wealth Optimizers and Wealth Builders.

 Wealth Optimizer

 Wealth Builder

 Pricing
1%-1.5% Asset Under Management (AUM) fee1Subscription: $2,500/year2
 What your service includes

Planning

  • Analysis and recommendations in all planning domains: investment allocation, tax planning, risk management and insurance, estate planning
  • Goal projections and Monte Carlo analysis: retirement planning, wealth transfer and legacy, education funding, customized goal planning (second home purchase, family assistance, etc.)

Implementation

  • Annual review of Wealth Strategy
  • WealthVisionsm  portal with goal tracking, aggregated of all financial accounts, and secure document storage (i.e., reports, projections) 
  • Accountability check-ins
  • On-call consultation

Management 

  • Research-driven allocation of investments
  • Low-cost portfolios
  • Portfolio rebalancing
  • Distribution management
  • Tax-efficiency consulting and management

Planning 

  • Analysis and recommendations in all planning domains: investment allocation, tax planning, risk management and insurance, estate planning
  • Goal projections and Monte Carlo analysis: retirement planning, wealth transfer and legacy, education funding, customized goal planning (second home purchase, family assistance, etc.)

Implementation

  • Annual review of Wealth Strategy
  • WealthVisionsm  portal with goal tracking, aggregated of all financial accounts, and secure document storage (i.e., reports, projections) 
  • Accountability check-ins
  • On-call consultation





Notes

  1. We also offer a one-time consultation, which includes a customized financial plan for a one-time fee of $2,500.
  2. For those that fit the Wealth Builder Profile but have $100,000-$200,000 to invest, we offer AUM with a discounted rate.


Which plan is right for me?

Take a look at the following case studies to determine which plan best fits your needs.

  • Charles and Jen - Wealth Optimizer

    Charles has enjoyed his career as an architect for the last 40 years. Meanwhile, his wife, Jen, has kept busy being a stay-at-home mother to their four children and now grandmother to eight grandchildren. Charles plans to retire within the next year and join Jen in focusing on their family. He has diligently contributed to his 401(k) throughout his career, but now he’s not sure what to do with those funds. How should he invest those funds to generate retirement income? What would be best tax-wise? Jen has been wondering when they should start drawing on her social security and Medicare options since she is a few years younger than Charles. Not to mention, Charles and Jen both know that with all their children and grandchildren, they need to make sure that their estate planning is well in place.

    Which plan should Charlie and Jen choose?

    Wealth Optimizer

  • Juan - One time consultation for $2,500

    Juan has worked 42 years for Raytheon. He has always managed his finances and investments without any difficulty, but with retirement around the corner, he’s wondering whether he should draw his pension as a lump sum or select a pension payout option instead. He wants to continue handling his own finances, but he would like a professional opinion on his plan to make sure he hasn’t missed anything critical for retirement.

    Which plan should Juan choose?

    One time consultation for $2,500

  • Layla - Wealth Builder

    A few years into her career as a defense attorney, Layla receives a promotion with a comfortable salary. With her debt under control and a solid start to her 401(k), Layla starts to wonder if she is saving enough for retirement. As her income begins to turn into wealth, she needs help preparing for her long-term financial future. Layla decides to find a financial advisor that she can trust with the questions she has now, as well as any other questions she may have about her financial wellness in the future.

    Which plan should Layla choose?

    Wealth Builder

  • Derek and Maria - Wealth Builder with limited asset management

    Derek and Maria are both high earners and have recently had their first child. They want to set up a college fund, but neither of them know how. They realize they should also get serious about creating a will and any other estate documents so that their child will be taken care of should anything happen to them. And, Maria realizes she still hasn't transferred her 401(k) from a previous employer. Should she roll it into the 401(k) with her current employer or invest?

    Which plan should Derek and Maria choose?

    Wealth Builder with limited asset management